Im Mintos Testbericht sind uns viele Aspekte positiv aufgefallen, die P2P Plattformen aus Deutschland so nicht haben, wie zum Beispiel eine Rückkaufgarantie. Mintos im Test. Benutzerfreundlichkeit der Plattform. Mintos ist eine der besten Plattformen im Bereich des P2P-Lendings, die wir bisher getestet haben. Über die P2P-Plattform Mintos können Anleger Geld in Kreditprojekte aus Osteuropa und anderen Ländern investieren. ▷ Jetzt in unserem Test informieren.
Was du über Mintos wissen solltest: Mintos ErfahrungenIm Mintos Testbericht sind uns viele Aspekte positiv aufgefallen, die P2P Plattformen aus Deutschland so nicht haben, wie zum Beispiel eine Rückkaufgarantie. Mintos Test & Erfahrungen. Mintos ist die größte P2P-Plattformen in Europa. Obwohl die Plattform erst im Jahr gegründet wurde, liegen die. Mintos im Test. Benutzerfreundlichkeit der Plattform. Mintos ist eine der besten Plattformen im Bereich des P2P-Lendings, die wir bisher getestet haben.
Mintos Test Top 5 Aktien Depots VideoExperiment: Coca Cola VS Mentos So muss der Aldi Süd Casino zunächst über eine bestimmte Zeit in Verzug sein. Wenn der Schuldner nicht mehr bezahlt, kauft Mintos dir deinen Anteil ab und treibt die Forderung im eigenen Interesse ein. Das Passwort muss Www.Lotto-Club.Net 8 Zeichen enthalten. Nach etwa 2 Werktagen war das Geld auf der Platform zum Investieren verfügbar heute klappt dies teilweise schon innerhalb eines Tages. 10/8/ · What is Mintos? Mintos is a Peer-to-Peer platform based in Latvia and is currently the largest Peer-to-Peer lending platform in Europe, with nearly 3 billion Euros worth of loans funded since the creation of the wepresentwipg.com currently have over investors, coming from all over the world. They also reached profitability back in , which is a very good sign for a Peer-to-Peer lending. Mintos is the biggest in the marketplace today when it comes to P2P investments and Multi lending platforms. They have been established since and are much bigger than all others in that section in Europe. At Mintos they have more than 5 Euros invested from over investors through their platform in March Mintos is safe and legit. Is definitely not a scam. In fact, is the biggest P2P lending platform in continental Europe, being very popular among P2P investors. However, like any other new investment, understanding the risks before investing is very important to have success and not lose your money.
On Mintos they have a good way to follow how much you get in interest and all things connected with the money flow on your account.
The Account statement page allows you to see every transaction in periods you decide. On the same page you will have under this statement a list of every transaction and loan information back in time.
I always post month to month updates in my blog to show how my investment is going at Mintos. I did my first withdrawal from Mintos in december just to try it out.
I wanted to see how many days it took and how it looked at my bank account statement. I just made a small bank transfer of 19 Euros for this test and after 3 working days the amount was at my bank.
You can see how it looks at the printscreen from my bank above. Since then I have made withdrawals many times with the same results. They take no fees for depositing or withdrawals which is good.
There is so many other services that states gibberish numbers and letters at there transfers nowadays. You will need to write in your personal information, address and so on.
They would like to see proof of address, for example a utility bill and some form of ID. A passport or driving license.
The bank account connected to Mintos must be in your name or company name. The most secure way to transfer funds is via bank transfer, but there are also other e-money possibilities.
At Mintos they have loans in many currencies on the platform. They pressent 12 different currencies because the loan originators are spread out in 32 countries.
I have seen this happen to others that try to invest in high risk loans, in for example in Georgia. This can also go the other way around of course.
Less is more in almost everything in life I believe, so keep it simple is my moto. This is an easy way to start investing at Mintos where they do all the work for you and let you cash out fast if needed.
You will need to invest Euros or more to get it working correctly. The best part of this like they say is that you get to cash out fast if needed.
Since they say you can cashout fast it sounds good. They will not be able to sell loans that are late before the buyback guarantee kicks in, remember that.
This is within the first 90 days from your registration and pays out in 3 parts. So if you been with me so far in my Mintos review and dont have an account there yet.
To get this extra payout you just have to sign up using this link to Mintos. Note that you will not get this extra payout if you sign up directly on Mintos.
Cashback is another thing we should mention in this Mintos review. From time to time some of the loan originators on Mintos can have special offers on loans.
The first step you need to do is to transfer money to your Mintos account. I recommend starting with small amounts, until you get used to it.
On Mintos you will find two markets. A primary market — the most important — which will allow you to buy new loans. And a secondary market , where you can sell loans you purchased from the primary market.
You can sell with a premium, on par, or why not, even with a discount , depending on your goal. Is actually the best way for a quick exit.
In fact I invite you to read this story from the P2P Millionaire blog. The author sold Otherwise, you will trade on this market to make a quick profit, using strategies aimed at maximising your returns on Mintos.
But this will be a discussion for another time. Once you have a strong level of confidence you can also jump and experiment with Auto Invest.
The purpose of using Auto Invest is to consolidate your portfolio and maximize returns. I will however give you a quick start with a self-explanatory screenshot.
To learn more, I made an in-depth review that you can read it here. Auto Invest is a function that will allow you to define automated investment strategies based on well defined criteria.
It has tons of settings so it can be configured whatever way you like it. When you will create your first investment strategy, it will ask you the type.
You can choose between a predefined one with preset values where you have little control or a custom one. I have seen people choosing the predefined strategy and then wondering why they have low returns.
Next, I will like to talk about a very important limitation or feature? As you will see, it has a big impact in the way we are going to set it up. Auto Invest will not prioritise loans with the highest interest.
Avoid this problem by using multiple strategies and setting up priorities of execution. Auto Invest will execute these 3 strategies in the order of priorities you have defined upfront.
It will do this until all money were invested or there are no more loans available, which ever is first. I will show you my current strategies that have worked great for me so far.
They are perfect for beginners, and will provide you the best returns while keeping risks under control. Update August 17, I am now using new strategies on Auto Invest.
I still kept the old strategies here just in case someone finds those more useful. Not everything that works for me will work for you as well.
In this way I would just need to make sure I have funds in my account. What tool do you use for tracking the portofolio distribution? Do you have an excel template?
Hi Bogdan, 1. To display my portfolio I use scripts from Highcharts. Thank you…u do a great job. Has Mintos remove this feature? What will happen in the following scenario?
What will happen if this originator becomes active again? Will it be included in my already-defined auto-strategy? Frankly, I would like to avoid the situation when an originator which initially has buy-back guarantee for example , is re-activated by Mintos with different feature without buy-back guarantee this time.
Basically I would end-up with a strategy which I want to avoid. Hi Bogdan. This site uses Akismet to reduce spam. Learn how your comment data is processed.
Skip to content This Mintos review is based entirely on my experiences after 3 years of investing. What is Mintos? What kind of returns can I expect?
My account overview on July 1st Mintos is a highly trusted platform and some people invest very large amounts there.
What if a loan originator goes bankrupt? Campaign rewards In Mintos introduced campaign rewards. Below you can see some examples of these cashback campaigns.
I have created 3 auto-invest strategies: Primary market: Min. My auto-invest settings Below you can see my current Auto-Invest settings.
Secondary Market The secondary market on Mintos is huge about the same size as the primary market. Market expansion and growth The rapid expansion and addition of new loan originators over the years is quite impressive.
Mintos review: Conclusion The biggest plus about Mintos is probably all the options you have for diversifying your investments.
Bonus: Get 0. Enter your email address into this form on the Mintos web page to get started: Please share your opinion Are you already an investor at Mintos?
Share this:. Like this: Like Loading Thanks Loading Regards Loading Dear Jorgen, first of all let me thank you for you great work!
Hope that helps. How do you organize your affiliate commission? Thank you. Is it capable to deal with dropshiping too? No, TargetCircle only handle referrals online.
Dear Jorgen, Thanks for your post, really useful from my point of view. Thanks in advance. Thanks again for sharing this really useful information with us!
Somit besteht bei einer entsprechenden Investition nur ein sehr geringes Risiko für den Anleger. Bei Mintos handelt es sich um eine stark wachsende Seite, die täglich neue Mitglieder verzeichnen kann.
Besonders positiv fällt auch der deutschsprachige Kunden Service von Mintos aus. Mintos kann durch das starke Gesamtpaket für eine Registrierung empfohlen werden.
Miserabel recherchiert. Das ist schlichtweg eine Falschinformation! Im Moment z. Ich habe zuerst ein bisschen im Internet recherchiert, als ich, die für mich relevantesten Informationen gefunden habe, habe ich mich zu einem Selbstversuch überwunden.
Ich habe am Anfang EUR Mittlerweile bin ich mit etwas mehr als EUR 1' Da ich aus der Schweiz komme habe ich zusätzlich ein gewisses Währungsrisiko, was natürlich auch eine Chance für mich ist.
It's not shown here, but I invest in loans from all countries, in the EUR currency, and of course only in loans that come with a buyback guarantee.
I also invest the smallest amount possible in each loan 10 Euros. This is great if you fear that your money will be stuck for long periods of time when investing in Peer-to-Peer lending.
They also advertise an average return of Note that I started investing on the platform around August So far, I managed to get an annual return of You can also see that I had only had a very small amount of defaults 2.
This is actually my fault, as once I invested in a couple of loans by mistake that didn't have a buyback guarantee, and one of those loans defaulted.
This methodology is very similar to how credit rating agencies like Fitch rate investments. In this part of the risk rating, Mintos take a look at the regulatory environment surrounding the lending company.
Here, effective regulatory institutions and law enforcement are viewed positively. Here, factors such as market position, product offering, and organizational structure are assessed.
When considering the management and strategy, Mintos looks at the experience of the management in the company as well as their track record.
Other factors like budgeting quality, timeliness, and transparency are also assessed. Here, factors such as underwriting standards, market risk, and risk controls like usage of credit bureaus are assessed.
This is naturally one of the most important parts of the rating due to the fact that a company with a bad financial position can impose a lot of risk to the investors.
When Mintos assess the financial profile of a company, they do so by looking at loan portfolio metrics such as the amount of non-performing loans.
They also look at the overall profitability of the company as well as factors like leverage, funding, and liquidity. According to the assessment methodology, roughly speaking, the loans with low risk should be safer than the loans with moderate risk, and so on.
So before you start investing in P2P loans with high risk on the platform, we highly recommend that you think about your own risk tolerance. You might benefit from looking at the image above before making various investments and auto-invest strategies on the platform.
As the old saying goes, there are only two certainties in life; death and taxes. In the following part of this review, we will touch a bit on the latter in regard to Mintos.
One of the main concerns of investors wanting to do P2P lending is how difficult it really is to do taxes of the returns. But in early , Mintos actually made it quite easy to do taxes as they released the tax reports feature.
This made it possible to do taxes very quickly and we were able to do them in just under 20 minutes! A thing that probably should be mentioned is that it is not certain that you will be able to do this as quickly as it can depend on the tax system of where you live.
Currently, you will only get specific tax reports from Mintos if you are a tax resident in Estonia, Germany, or Latvia. However, we can show you how easy a tax report can be created.
Simply follow these steps:. In our experience, it takes a few minutes before the Mintos tax report is actually sent to the email.
In the tax report, you will get an overview of the following:. When you have received the email, it is your responsibility to actually do the taxes.
This feature, for investors with a larger portfolio size, was introduced at the end of For example, a personal Investor Service Associate will be connected to your account.
With that person, you can discuss questions about the platform and much more over phone or email. You will also be able to get priority customer support.
Mintos strategies are 3 new automated investment strategies launched in August In the following, you can see how the 3 Mintos investment strategies on the left-hand side compare to making a custom strategy on Mintos:.
This makes the Mintos investment strategies an excellent choice if you want the most hands-off investment experience.
This is due to the very fast access to your money if you want to sell your investments. Would you like to try out Mintos investment strategies?
Then click the button below to visit Mintos and create an account. From here, you can easily go from reading this Mintos review to start using the strategies for your investment portfolio:.
The average net annual return for investors on the platform is currently around Since this is what investors receive on average, you can reasonably expect the same return rate.
If you have a higher risk appetite, it is also possible to choose loans with different local currencies with the possibility of higher returns.
Compared to other traditional asset classes like deposits, bonds, stocks, and real estate, Mintos is currently outperforming all of these:.
If you want to see how much this account to over in the long term, you should try out the Mintos interest calculator:. But if you are on a computer, you can access the investment calculator by clicking the button below and scrolling down a bit on the landingpage:.
It is both possible for individuals and companies to invest with Mintos. This makes the platform an obvious choice whatever the structure of your economy is.
As an individual, there are a few, but clear rules for what it takes to enable you to invest through the platform:.
If you live up to the above requirements as an individual, you can invest through the platform. If you would like to invest as a company, this is also possible.
Because there are very few requirements to be allowed to invest through the platform, it is possible for the vast majority of people to invest via Mintos.
Below you can see a map of which countries the current investors are from. As you can see, Mintos is an almost world-wide platform with users spread all over the world.
So most likely, also you can reap the benefits of using Mintos.
Wer beim Spielen Greifautomat Mintos Test Probleme oder Fragen stГГt, Live-Casino-Spiele und. - Vorteile von MintosIch nutze die AutoInvest Funktion.